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VisualizationsApplied Machine Learning

Counterfactual Explanation

Slide Sam's income and debt to find the smallest change that turns a refused loan into an approval. That change is the counterfactual explanation.

20k30k40k50k60k70k05k10kyearly income →debt →Sam · refused
The real Sam: income 38,000, debt 6,000Refused
Change: none · money moved 0
No letter yet. Find a what-if Sam that the model approves.

Each dot is one question to the model about a what-if Sam. Green means it would approve, red means it would refuse.

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